Grow your
business -
in 24 hours

  • Apply in 3 minutes
  • no FICO
  • from 1% per month
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Our rates

  • Short Term Loan
    With no collateral required, no restrictions on the use of funds and a lightning-fast turnaround, unsecured short term loans are among our most flexible and popular products.
    • $1K - $100K
    • Term 3-12 months
    • Get loan in 24 hours
  • Line of credit
    Get instant access to revolving credit with unlimited terms, and the best rates for your business.
    • $10K - $750K
    • Draw funds anytime
    • Soft credit pull that doesn't affect your credit score
  • Merchant Cash Advance
    A merchant cash advance is our easiest product to get approved for and can be very useful when funds are needed very quickly.
    • $1K - $50K
    • Term 3-12 months
    • Automatic daily or weekly, or semi-monthly payments
  • SBA Loan
    It can be used for a wide range of business purposes and because the SBA guarantees a large portion of the loan, interest rates are lower than other loan types.
    • Loans up to $5,000,000
    • Funding within 90 Days
    • Term lengths up to 10 years
  • Invoice factoring
    No repayments are made with this type of financing. When the invoice is paid, the lender releases the balance minus their fee.
    • Flexible - no collateral required
    • $5K - $750K
    • Term 3-18 months
  • Personal Loan
    Similar to traditional automobile financing; at the end of a loan, you own the equipment outright and at the end of a lease, the equipment normally must be returned.
    • $5K - $50K
    • Term 3-12 months
    • Funding in 24 hours

Check out our
customers success stories

  • stars
    They listened
    James is great! His work ethic is Beyond a 5 star review, ensured a smooth process th James is great! His work ethic is Beyond a 5 star review, ensured a smooth process th
    James Gregory, August 26
  • stars
    They listened
    James is great! His work ethic is Beyond a 5 star review, ensured a smooth process th
    James Gregory, August 26
  • stars
    They asdawe weqweqwe
    Easy to find exactly what I was looking for. Great choice of really good quality products with very competitive prices. Hassle free ordering, regular updates and really quick delivery (36 hours), on standard delivery. Fabulous stress free Christmas shopping, whats not to love 🙂
    James Gregory, August 26
Rates 4,6/5 stars
From 100+ reviews

How it works?

Receive money today - fill out an application within
  • 1. APPLY
    It takes only 3 minutes
  • 2. SECURITY 100%
    or attach business statements for the last 6 months
  • 3. GET LOAN
    The fastest and easies way to funding your business

What do we require?

  • 6 months in business minimum
  • $50K annual revenue minimum
  • A business bank account
  • A US based business
Check Eligibility


  • What is Loan23 ?
    Loan23 is a dedicated financial service provider that aims to empower all small business owners by assisting them with their financing needs. We understand the unique challenges faced by small businesses, and we are committed to offering tailored lending solutions to support their growth and stability.
  • What is the minimum annual revenue requirement to apply for a loan?
    The minimum annual revenue required for a business to apply for a loan from Loan23 is $50,000. This requirement helps ensure that your business has the financial stability necessary to repay the loan.
  • Can businesses outside the US apply for a loan from Loan23?
    No, only businesses based in the United States are eligible to apply for a loan from Loan23. We currently do not offer services to businesses located outside the US.
  • What is the minimum period a business should be operational to apply for a loan from Loan23?
    Your business needs to be operational for a minimum period of six months to qualify for a loan from Loan23. This requirement helps us verify that your business has a track record and is not a startup without any operating history.
  • How long does it take for Loan23 to review my application and approve a loan?
    The process from application review to loan approval typically takes 24 hours. Once you submit all required documents and information, our team will review the application and you should receive a decision within this time frame.